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If you are no longer able to work due to illness, you may be able to access your pension benefits early – even prior to the age of 55. This is known as ill-health retirement and our team here at My Occ Health can assist you with an ill health retirement medical assessment.
Each pension scheme has its own definition of what ill-health means, but usually, you will be considered for ill-health pension benefits if you’re unable to carry out your normal job because you’re physically or mentally ill.
The assessment, carried out by occupational health specialists, needs to be thorough and robust as ill health retirement applications are frequently prone to appeals.
Many applications can be turned down by the pension trustees and this is often because the application has been made too early, for example before an operation or treatment that could change the situation, or without due consideration.
It is important to ensure that all reasonable workplace adjustments have been investigated, medical treatments have been fully explored and the possibility of other work for the employee has been looked into.
Recent occupational health assessment reports showing that all adjustments have been considered should be provided as evidence.
If you require an ill health retirement assessment we will ask you to submit details of your case and also your specific pension scheme. Once we have the documents and information needed we can carry out the assessment online or in another way convenient to you. Enquire using our contact form below.
Alternatively, if a full ill health retirement assessment would be premature, a standard occupational health assessment may be useful to provide evidence in the future. Click here to refer an employee for an occupational health assessment: https://www.myocchealth.co.uk/online-consultations/#book.
We have been using My Occ Health’s services for our employer clients for several years now. I can say without hesitation that their service, both quality of medical opinion and speed is second to none that either I or my fellow employment lawyers have experienced using other providers.R. Llewellyn-Bell, Bell Taylor
“Excellent. Have engaged Myocchealth on numerous occasions and have always received good turnaround times, and a personal, responsive and comprehensive service from the team.”J. Charles, The HR Dept
“I have been using the services of My Occ Health for several years now and during that time they have never fallen short of the mark. Their assistance and support have been exemplary throughout. All in all, as a business partner, My Occ Health have excelled and long may our relationship continue.”S. Wright, Stagecoach Bus
“We’ve been pleased to use My Occ Health on behalf of a number of clients, for complex occupational health assessments. The quality of the reports, together with the speed of the consultation process has meant our clients have been able to get information quickly to support staff back to work and to remain ‘well at work’.“N. Kelly, The HR Dept